Where To Purchase A Money Order Near Me

Dating back to the Civil War, money orders are a fast and secure fashion to pay an individual or concern. They're a piece of paper similar to a bank check, only unlike a personal check, they're considered guaranteed money.

Maybe y'all don't have a checking account, or perhaps you're buying a used vehicle from a individual party, whatsoever the case, you stand up a great chance of needing to purchase a money order from time to time.

Information technology's with this in mind that I researched the 11 best places to purchase a money gild near you, as well as the costs associated with each. I also breakdown what to do if you lose a money club and how to spot a faux one from a mile abroad.

Why Would You lot Need a Coin Society?

A coin order is a great way to pay someone or have someone pay you lot.

Here are the BIGGEST benefits.

– Guaranteed Funds – A money club is issued with NO banking company information on it and is backed by a 3rd party issuer like Western Union or MoneyGram.

To go a money order issued, you have to utilise greenbacks or accept the money taken directly out of your bank account making the funds "guaranteed".

This makes for a great way to collect payment on a used vehicle for example. The heir-apparent doesn't accept to withdraw a big amount of cash, and the seller can avoid collecting payment via a personal check.

– Very Convenient – Anyone can become a money order; no banking concern account required. Plus, the number of establishments that will outcome a money order has also grown substantially, more than on that afterward.

– Money Orders are Traceable – When you buy a coin guild you lot're given a receipt with all the pertinent information on it to trace it (if needed). If a coin gild is lost or stolen, information technology can exist hands cancelled and replaced (unlike cash).

What Does a Coin Order Cost?

Information technology completely depends on the store or business organization you buy the money order from. Fees currently range from $0.lxx all the way up to $1.lx.

Important note: The largest coin gild you can purchase is $1,000. If yous need more than that you lot'll have to purchase multiple money orders or use a cashier's bank check.

Also, exist enlightened that some of the prices below can change depending on where you lot live.

The xi All-time Places to Buy a Money Order

i. Walmart

Walmart money orders are pretty cheap and user-friendly since y'all'll probably be shopping their anyways.

Cost: $ane.00 max fee (up from $0.88)
Visitor Used: MoneyGram
Maximum Amount Allowed per Money Order: $one,000. Anything over $1,000 requires photograph ID.
Payment Immune: Cash, debit menu, Walmart money card.

The $one.00 fee is the max fee and pricing varies past Walmart location.

Just money orders that were created at Walmart tin can be cashed at Walmart.

See Too: You Can Also Greenbacks Checks at Walmart…Here'south How It Works

two. Publix

When information technology comes to grocery stores, Publix is 1 of the cheaper places to get a money lodge. Here are the details.

Cost: $0.89
Visitor Used: Western Union
Maximum Corporeality Allowed per Money Order: $500
Payment Allowed: Cash, debit carte du jour.

Information technology should also exist noted that while Publix sells money orders, they practise not cash them.

See Too: eleven All-time Places to Get a Check Cashed Nigh Me

three. CVS Drugstore

CVS recently joined the ranks of drugstores offering money orders.

Cost: $0.99
Company Used: Money Gram
Maximum Amount Allowed per Coin Order: $500
Payment Allowed: Cash, debit card.

Just walk up to any open checkout register at CVS and you can purchase a money social club. Be certain to bring a photo I.D. to make it happen.

iv. 7-Xi

Did you know you can take hold of a Slurpee and a money order on the same visit to 7-Eleven? Here'due south the scoop.

Toll: $ane – $3 depending on the location.
Visitor Used: Money Gram
Maximum Amount Allowed per Money Guild: $500
Payment Allowed: Cash, debit card.

Since 7-Eleven locations are open 24 hours a mean solar day, they make for a great place to score that 2 a.m. money order you might need someday.

5. Kroger

Here's what you need to know about getting a money social club at Kroger.

Cost: $0.84 with Kroger's card, $0.88 without.
Company Used: Western Union
Maximum Amount Immune per Money Gild: $1,000
Payment Allowed: Cash, debit card.

Similar to Publix, Kroger is a great place to buy your groceries and money order all in the same trip.

6. K-Mart

Every bit long as Kmart stays in business concern they'll offer money orders.

Cost: $1.50 or less depending on location.
Visitor Used: Western Union
Maximum Corporeality Immune per Money Club: $500
Payment Allowed: Cash only.

At $0.lxx each, Kmart money orders are some of the cheapest around. Merely keep in mind that you Tin'T use your debit card to score i – greenbacks only.

7. Meijer

Meijer has ane of the cheaper money order services effectually.

Cost: $0.65
Company Used: Western Wedlock
Maximum Corporeality Allowed per Money Order: $500 and $3,000 per client, per 24-hour interval.
Payment Immune: Cash, debit card.

8. Walgreens

Did y'all know that your local Walgreens offers money orders besides? Here's the skinny…

Cost: $0.65 – $1.00
Company Used: Western Union
Maximum Amount Allowed per Money Order: Send up to $six,000, receive upwards to $300.
Payment Immune: Cash, debit card.

Update: Unfortunately Walgreens doesn't offer money orders anymore. They now offer Western Union Money Transfers instead.

A WU coin transfer allows yous to employ your debit card ($15 fee), credit carte du jour ($xv fee), or bank account ($0.99 fee) to send coin to anyone at any fourth dimension.

ix. Rite-Help

Yous can also get a money order at your local Rite-Assist drugstore.

Cost: $0.99
Visitor Used: Western Union
Maximum Corporeality Allowed per Coin Order: $500
Payment Allowed: Cash, debit bill of fare.

It's worth noting that Rite-Aid volition NOT cash money orders at this time.

x. Local Banks

You can also become to your bank and ask for a money society.

While the fees may be higher, information technology volition be much easier to accept the money taken directly out of your banking concern account and turned into a money order.

Banking concern of America: $5 fee, $1,000 limit.
Wells Fargo: $5 fee, $one,000 limit.
US Bank: $five fee, $1,000 limit.
Hunt: $v fee, $1,000 limit.
Regions Bank: $1 fee, $1,000 limit.

11. Post Part (USPS)

The U.s.a. Post Office is a tried-and-true way to get a money social club created.

Cost: $one.30 for money orders $500 or under, $i.75 for $500.01 to $1,000. $0.45 for postal Military money orders.
Company Used: USPS
Maximum Amount Allowed per Money Society: $1,000
Payment Allowed: Cash, debit carte du jour, or traveler'south check.

USPS also lets you lot create international money orders with a $700 limit on each.

You can also cash in your next money order at the post office, which was something I was not enlightened of.

How Exercise I Spot a Fake Money Society?

Keep in mind that a thief can buy a money order for $i, so try to tamper with it to make the amount larger.

Or they can create a completely fake money order and endeavour to pass if off every bit existent.

When it comes to spotting a fake money order, there are 2 important things to exist aware of.

one. Check the Dollar Amount – Does the dollar amount on the money order announced to be fuzzy or discolored? If it does, then there's a good chance someone tried to erase the number and replace information technology with a larger number.

Also, if the amount is over $ane,000 it's probably a imitation. This is because domestic money orders accept a maximum value of $one,000 and international money orders accept a maximum value of $700.

ii. Examine the Paper – Hold the coin lodge to a light (or at an angle) and check for a watermark.

If you don't encounter a watermark yous know it'due south a false.

USPS coin orders take a watermark of Ben Franklin on the left side.

MoneyGram has a "logo" watermark on information technology likewise every bit a heat-sensitive stop-sign that changes colour when yous put your finger over information technology.

Western Union too uses a watermark forth with ink that volition run when the coin order is altered.

If you suspect a fake, you should call the company that issued it before trying to cash information technology.

– Western Union: one-800-325-6000

– Money Gram: 1-800-666-3947

– USPS Verification System: 1-866-459-7822

What Should I Do If I Lost a Money Order?

At that place are 2 scenarios at play here…you either lost the money order earlier giving it to the recipient, or yous lost it afterward it was given to y'all equally a form of payment.

Permit'south interruption down both scenarios…

one. You Lost a Coin Order Before Giving information technology to Recipient

If the money society has even so to exist cashed, you're going to want to abolish information technology ASAP.

Get-go call the issuer and explicate the situation to them. This is where the importance of KEEPING YOUR RECEIPT comes into play.

Your receipt will have all the pertinent info needed to abolish the money order or to see if information technology'southward been cashed.

Yous'll typically be asked to fill out a cancellation request form, be sure to attached a re-create of your receipt to it.

The issuer will give y'all instructions on how to return the class and yous'll exist hitting with a counterfoil fee. Cancellation fees vary from $vi all the way up to $18 or more.

You lot'll be given the option of getting a refund for the corporeality or having another coin order issued.

Be warned that information technology tin can take 1-ii months for your cancellation request to be processed.

If you don't accept your receipt, information technology could cost y'all upwards of $30 to try and get your money society cancelled.

If the issuer comes back and tells yous that the money order was cashed, you'll have to take the bear witness to the local regime and then they tin investigate further.

two. Y'all Lost a Money Order Given To You equally Payment

Contact the person who gave you lot the money order and get a copy of the receipt if you can.

Next, call the issuer and they'll help you through the process of regaining your cash.

The takeaway here is to cash or deposit your money social club as soon as possible.

Where Should I Greenbacks My Money Society?

When cashing a coin lodge you'll have to evidence a valid I.D., endorse it with your signature, and possibly pay a small fee before y'all get your cash.

When it comes to cashing or depositing it, here are the best places to make it happen.

1. Bank or Credit Union – Take the coin order to a bank or credit union that yous already have an business relationship with. You lot tin can either take the cash or deposit the money immediately into your business relationship.
2. Postal service Office – If y'all have a USPS money social club you lot tin accept it to your local postal service role and have it cashed.
3. Grocery Stores – Some grocery stores tin can information technology. Phone call ahead or visit the customer service desk to notice out.
4. Retail Stores – Many retail stores will cash a money order, just only if it was created at their store. For example, Walmart will only greenbacks money orders that originated from a Walmart location.
5. Bank check Cashing Business – Almost volition be able to cash your coin guild for you.

Ask the Reader: Where practise you lot normally buy money orders? Practise y'all prefer a specific business because of the location or because they have minor fees?

Past Kyle James

Photo credit to Marcin Wichary.

Source: https://www.rather-be-shopping.com/blog/find-money-orders-near-me/

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